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The United States Dollar

刊登日期: 2012.12.02
作者: Grace Tse  

As you may know, the currency most used in the world is the United States Dollar ("USD" or "US$" in short). It is also called the "US Dollar" or "American Dollar". Like Hong Kong Dollar, the US Dollar is divided into 100 cents. 

In everyday English, you may hear American people use the word "bucks" as in, "Can I borrow 30 bucks from you?" What does "bucks" refer to? American people use this word to refer to "dollars" in a very informal way. 

What is the smallest denomination of Hong Kong banknotes? In Hong Kong, the smallest one is HKD10. However, in the USA, the smallest one is USD1. Americans call a banknote a "greenback" because the original banknote was printed in green on the back side. All banknotes are called "bills". The second smallest denomination of American banknotes is USD5 or informally a "fiver".

American people also use coins. There are some informal money terms to name different coins. For example, a penny is one cent; a nickel is five cents; a dime is ten cents; and a quarter is a twenty-five cents.

In recent years, some American singers have used a new term "Benjamins" to refer to the USD100 banknote, which has a picture of Benjamin Franklin, Founding Father of the United States. There is a famous song called "It's All About the Benjamins", which is about the importance of being seen to be rich. 

Nowadays, people do not need to bring a lot of money when going out. The use of bank cards has replaced cash transactions and cheques ("checks" in American English).

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Glossary

Denomination:面額
Banknote:紙幣
Bank cards:提款卡;信用卡
Card transactions:現金交易
Cheques:支票

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